My work explores how households respond to and prepare for financial shocks. My household finance agenda can be divided into three broad categories: (i) work at the intersection of climate-related disasters and real estate markets, (ii) papers quantifying the household financial impact of U.S. health policy decisions, and (iii) studies exploring the factors influencing household savings decisions. I collect and merge geospatial, regulatory, and financial datasets and apply to these data empirical strategies that give my findings causal interpretations. Not only do my estimates offer insights into the net welfare implications of the events I study, but they empirically test theoretical mechanisms and reveal unexpected spillovers – for example, from health policy onto non-traditional loan markets.
